Independent Financial Planning

Each of our advisers has over 25 years experience in helping clients to achieve their financial goals.  In addition to this wealth of experience, AMR’s advisers have access to a range of research resources including financial software that is amongst the most sophisticated currently available.  However, something that our clients appreciate just as much is the fact that our advisers are personable and approachable.  

Experience has shown that every client is different, so our advice process starts with an initial discussion about your existing circumstances, your immediate and longer-term financial concerns and goals and, when applicable, your attitude to investment risk.
At the end of this initial discussion we will outline to you, in broad terms, our suggested solution or solutions together with an explanation as to why we feel this is the most appropriate way forward.  We will explain the associated costs, answer any initial questions you have, and seek your agreement to proceed to the next step.

The next steps are to undertake the necessary research and analysis to enable us to make one or more specific and detailed recommendations.  This will enable us to produce a bespoke report that will either be sent to you or discussed at a subsequent meeting.  We work hard to ensure that our reports are written in plain English and avoid financial jargon to the extent that we can, but nevertheless provide fully detailed product and fund recommendations, and give full details of any related matters that might influence your final decision.             

Once you have decided to proceed with our recommendation(s) we will prepare all of the necessary paperwork.  We will then implement the transaction(s) on your behalf and send the formal documentation for you to retain. 

Following on from and ancillary to our Independent Financial Planning Service, we offer an administration and annual review advisory service for clients who have existing and/or newly established arrangements such as pensions, ISAs, unit trusts/OEIC holdings or investment bonds.  This service includes an offer of an annual review to assess the appropriateness of the investments in light of your changing circumstances, attitude to risk and personal objectives.